International Money Transfer 2

Gender
MaleFemale

ETHNIC ORIGIN
White BritishWhite otherBlack CaribbeanBlack AfricanBlack otherIndianPakistaniBangladeshiAsian otherChineseWhite & Black CaribbeanWhite & Black AfricanWhite & AsianOther

Have you ever taken part in a market research group discussion or depth interview on any subject?

YesNo

When was the last time you attended a group discussion/depth interview?

Less than 6 months agoMore than 6 months agoNever

How many times have you taken part in a market research group discussion/depth interview?

None1 to 34 to 6More than 6

What subjects have you been interviewed on before?

Do you or any of your friends/relatives, work or have ever worked in any of the following trades/professions or for any companies mentioned here?

Market ResearchMarketingJournalismAdvertisingPublic RelationsFinancial ServicesPostal ServicesNone of these

What is your working status?
Full-time jobPart-time jobTemporary jobNot working because I receive money from the stateFull-time educationUnemployed/ not workingRetired

How would you describe the job that you do?
Fully qualified professionalOffice-based skilled workerSkilled/ trained manual workerUnskilled/ untrained manual worker

What is your current household income?
£0 - £4,999£5,000 - £9,999£10,000 - £19,999£20,000 - £29,999£30,000 - £39,999£40,000 - £49,999£50,000 - £59,000£60,000 - £69,999£70,000 - £84,999£85,000 - £100,000£100k+

What was the last grade of school you completed?
Completed grade school or lessSome high schoolCompleted high schoolSome collegeCompleted collegePost-graduate

Can you confirm are you a resident, currently living in the UK?
Yes, I am a resident currently living in the UKNo, I am only visiting

Were you born in the UK?
YesNo

Can you tell me, in which country you were born?

How long have you lived in the UK?
up to ½ yearover ½ year up to 1 yearover 1 year up to 2 yearsover 2 years up to 3 yearsover 3 years up to 5 yearsover 5 years up to 10 yearsover 10 years up to 20 yearsover 20 years (but not born in this country)I was born in this country

How long do you intend to stay in your current country of residence?
For the next 12 monthsFor the next 1 – 2 yearsFor 2 – 3 yearsFor 3+ yearsIndefinitely

Which of these things, if any, have you done in the past 12 months?
Sent money internationally for personal reasonsReceived money internationally for personal reasonsStarted a new jobRetired from workGraduated from UniversityPurchased a carPurchased clothes, shoes from a store

Which of the following reasons have you transferred money abroad?
For family and friends in my home countryTransferring money to my bank account in my home countryTo a business or company to pay for bills/ goods or servicesWork-related reasons (non-personal)To a charity overseasNone of these

To which specific countries have you transferred money abroad for the personal reasons given at

Here are several sets of statements. Please take a moment to read each, and then rank YOUR TOP 3 in terms of which you identify best with?

When I send money abroad it is often to contribute to the lives of people that I care about, even if sometimes they are better able to look after themselves; gaining the respect of my community is important to me; when it comes to my finances, I sometimes struggle to keep on top of everything and I tend to stick to what I know.I have a strong connection to my home country and I feel like it is important to give something back; I like to offer financial support to those I care about out of a sense of duty and the satisfaction it gives me; when it comes to my finances, I am generally quite good about staying on top of things, and try to make sensible decisions; I don’t believe money is everything.When I send money abroad it is usually to help make life a little easier for those that I care about, often as a gift or gesture, rather than because I feel like I have to; I want others to know that I care about them; I avoid thinking about my finances unless I really must; I find it difficult to keep up with technology; I prefer to stick to what I know and favour the tried and tested.I feel a strong sense of responsibility – to my friends and family, whose life I want to make easier and try to support financially, but also as a global citizen; I am always trying to make sensible decisions about my finances and I put a lot of effort into doing so, for example, researching different options carefully before making a decision.When I send money abroad, more often than not it is to pay for goods or services, or to manage my own finances; in general, I am very careful with my money, I keep a close eye on my finances and like to use companies with a reputation I can trust; I would rather miss out on opportunities than take unnecessary risks.I value wealth and would like to be in a better financial situation; but I am still finding my way and perhaps don’t pay as much attention to my finances as I should; I tend to make decisions based on instinct rather than careful research; when I send money abroad it is often to pay for goods or services, or to manage my own finances.I am confident sending money internationally, often doing so to pay for goods or services, or to manage my own finances, though sometimes to support others as well; I am ambitious and always looking to improve myself; I believe that to make a profit you must take risks and I am confident enough to do this; I am willing to pay more for services if they are worth it.

The following pairs of statements are about your attitude to money. Please use the scale to indicate which statement describes you best i.e. if you fully agree with Statement A you score 1. If you fully agree with Statement B you score 7. Scores between 2 and 6 indicate how much you agree with either A or B.

A: I often research how different financial products could help improve my wealth vs
B: I avoid reading or talking about money management and finance unless I absolutely have to
1234567

A: I would be comfortable using a new money transfer provider that I hadn’t heard of before if they offered what I was looking for vs
B: I prefer to use money transfer providers that are tried and tested
1234567

A: I consider myself to be very technology savvy vs
B: I find it difficult to keep up with the latest tech
1234567

A: Technology is critical to helping me manage my life more efficiently vs
B: I find technology makes my life more complicated
1234567

Which of the following ways of sending money internationally have you used in the past 12 months?
International Money Transfer Company at retail location e.g. Western Union, MoneyGram, RiaInternational Money Transfer Company online or via mobile app e.g. WU.com, PayPal, Transfer Wise, Azimo, WorldRemitBank e.g. HSBC, NatwestInformal methods e.g. Giving to others, Taking it with meOther methods e.g. cheque, money order, credit/debit card sent via mail or courier

Which of the following ways of sending money internationally do you use most often?
International Money Transfer Company at retail location e.g. Western Union, MoneyGram, RiaInternational Money Transfer Company online or via mobile app e.g. WU.com, PayPal, Transfer Wise, Azimo, WorldRemitBank e.g. HSBC, NatwestInformal methods e.g. Giving to others, Taking it with meOther methods e.g. cheque, money order, credit/debit card sent via mail or courier

How many money transfers have you sent internationally in the past 12 months to another person?
None1234-56-111213+

How many money transfers have you sent internationally in the past 12 months to yourself?
None1234+

How many money transfers have you sent internationally in the past 12 months to a business or company?
None1234+

How many money transfers have you sent internationally in the past 12 months to a charity?
None1234+

What is the total amount you have sent over the past 12 months?
Under £300£300- 800£800-£1500£1500-£3000£3000-£5000£5000-£10000£10000 +

What methods you are aware of for sending money outside the UK?

Western Union (at retail)MoneyGram (at retail)SigueRiaSmall World (LCC)Other Money Transfer Companies (at retail)HSBCRBS/NatwestLloydsBarclaysSantanderCitiBankStandard CharteredThe Co-operative BankHalifaxOther BankWestern Union.com/WU.com (online)MoneyGram.com (online)World RemitPayPalTransfer WiseTransfastAzimoOther Internet-based MT companyPost office serviceTaking it with me/giving to others to deliverOvernight Delivery Services (e.g. FedEx, UPS, DHL)Regular mail (cheque/cash/money order in the mail)Other Method

Which of these ways of sending money abroad have you used to send money MOST OFTEN in the last 12 months?

Western Union (at retail)MoneyGram (at retail)SigueRiaSmall World (LCC)Other Money Transfer Companies (at retail)HSBCRBS / NatwestLloydsBarclaysSantanderCitiBankStandard CharteredThe Co-operative BankHalifaxOther BankWestern Union.com/WU.com (online)MoneyGram.com (online)World RemitPayPalTransfer WiseTransfastAzimoOther Internet-based MT companyPost office serviceTaking it with me / giving to others to deliverOvernight Delivery Services (e.g. FedEx, UPS, DHL)Regular mail (cheque/cash/money order in the mail)Other Method

Which of the following methods of sending money would you NOT CONSIDER USING in the future to send money to your country of origin?

Western Union (at retail)MoneyGram (at retail)SigueRiaSmall World (LCC)Other Money Transfer Companies (at retail)HSBCRBS/NatwestLloydsBarclaysSantanderCitiBankStandard CharteredThe Co-operative BankHalifaxOther BankWestern Union.com/WU.com (online)MoneyGram.com (online)World RemitPayPalTransfer WiseTransfastAzimoOther Internet based MT companyPost office serviceTaking it with me/giving to others to deliverOvernight Delivery Services (e.g. FedEx, UPS, DHL)Regular mail (cheque/cash/money order in the mail)Other Method

What method of payment do you use most often for your money transfers?
CashFrom bank accountFrom debit card/ credit cardFrom electronic wallet (e.g. Paypal)From mobile wallet (mPese, airtel Money, paytm)From personal check/ money order/postal order)Other

How are your payments most often received by the recipient?
CashFrom bank accountFrom debit card/ credit cardFrom electronic wallet (e.g. Paypal)From mobile wallet (mPese, airtel Money, paytm)From personal check/ money order/postal order)Other

Which of the following statements best describes you?
I find it easy to talk within a groupI am happy talking to people I haven’t met beforeI sometimes feel intimidated by groups of strangers and sometimes find I don’t know what to sayI sometimes feel uncomfortable in the company of new people

Which of the following words you think other people, e.g. your friends, relatives, colleagues, would use to describe you, You can choose as many or as few as you like.
PRACTICALCREATIVEINTELLIGENTIMAGINATIVEARTISTICSOCIABLESHYLIBERAL MINDEDMODERNSPONTANEOUSCYNICALOPTIMISTICCONSERVATIVEDOWN TO EARTHADVENTUROUSSERIOUSFREE THINKINGARTICULATEOPINIONATEDHESITANTOUTGOINGRESERVED

Which group would you like to attend?

GROUP 2: Thursday 31st October - 8.30pmGROUP 3: Monday 4th November - 6.00pm