Project FINANCIAL DELIBERATIVE – MALES & FEMALES – LONDON & SOUTH EAST – Apogee Group Recruitment & Market Research

Please see below details of some upcoming research you may be interested in

Subject	Project FINANCIAL DELIBERATIVE – MALES & FEMALES – LONDON & SOUTHEAST
Date	Wed 6th October Friday 8th October Thursday 14th October Thursday 21st October
Times	(exact time TBC)
Duration	2 hrs each session
Location	ZOOM
Incentive	£180 TOTAL VIA BANK TRANSFER PAYMENT WILL BE 5-7 DAYS AFTER COMPLETION – PLEASE ONLY CHASE AFTER THEN

We are looking for MALES & FEMALES from ALL OVER LONDON & SOUTH EAST Age 18+

This is a research event on behalf of the Financial Conduct Authority. The entire project is online and the discussion would be generally about experiences with financial institutions.

We are looking for people with or without pensions, with or without savings, mortgages, those whose savings have decreased or increased.

These will be interactive questions about various financial situations. Participants would need to be able to take part in all of the above dates ie 6th October, 8th October, 14th & 21st October.

We are looking for respondents from London & South East

PLEASE ONLY APPLY FOR THESE SESSIONS IF YOU ARE AGREEING TO SHOW YOUR FACE DURING THE ZOOM GROUP SESSION AND YOU CANNOTBE DISTRACTED BY PETS /CHILDREN ETC.

If you are interested in this project, please follow the link and submit your form and someone from the office will call if you meet the criteria.

Have you taken part in any market research discussion before?

YesNo

How many market research discussions have you taken part in, in the past 6 months and the past 12 months?

What subjects were researched?

Have you ever been employed in any of the following occupations?

Market ResearchMarketing or advertisingJournalism/MediaInternational developmentGovernmentPoliticsPublic relationsImmigration servicesNone of these

Do you consent to the focus group being audio recorded (this will be used for internal analysis only and your responses will remain anonymous)?

YesNo

What is your current country of residence?

UKNon-UK

Which of the following best reflects your current employment status?

Working full-timeWorking part-timeStudentNot working, not studying, and not seeking workRetiredNot working, but seeking work or temporarily unemployed or sick

How long have you been living in the UK?

Less than 5 yearsMore than 5 years

Which of the following best describes your family status?

I have a child/ children aged under 16 living with me at homeI do not have any children aged under 16 living with me at home

Which of the following best describes your marital status?

SingleMarriedDivorcedOther

Do you have access to a stable internet connection in order to take part in the workshops?
YesSometimes it is faultyNoI’m not sure

Where do you live?

If you were to travel to the nearest city/large town, how would you get there and how long would it take?
I am in the nearest city / large townLess than 20 minutesMore than 20 minutes

What is the highest educational level that you have achieved to date?
No formal educationPrimary schoolSecondary school up to GCSE / NVQ levels 1 to 2 / equivalentSecondary school up to A-Level/NVQ level 3, etc.University degree or equivalent professional qualification, NVQ level 4, etc.Higher university degree, doctorate, MBA, NVQ level 5, etc.Still in full-time educationDon’t knowPrefer not to say

What language are you most comfortable reading and writing in?

what is your total annual household income? I don’t need an exact number, ballpark is fine.
Under £5,000£5,000 to £14,999£15,000 to £24,999£25,000 to £34,999£35,000 to £49,999£50,000 to £99,999£100,000 +Prefer not to sayDon’t know

Which of the following financial products do you hold?
Collectible assets (wine, art, jewellery)Buy to Let Property or Property Development projectsExchange tokens or cryptocurrencies/crypto assetsForeign exchange productsPeer to peer lendingBinary optionsCollective investment schemes that are unregulated/unauthorised in the UKContracts for differenceLand banking (investments in undeveloped land)None of the above/Unsure/Other

How long have you held these financial products?
Less than 6 monthsLess than a yearMore than a year

When was the last time you took out a financial product or made an investment?
Within the past weekWithin the past monthWithin the past 6 monthsWithin the past yearOver a yearI don’t knowI prefer not to say

How often do you use financial apps or online platforms (e.g. online banking)?
RegularlySometimesNever, prefer in-person or telephone financial services

How far do you agree with the following statements?

I feel comfortable picking the financial products that will be the best for me and my situation
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

It is better to do your own research into financial products rather than rely on a so-called expert
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I am more knowledgeable than the average person when it comes to managing finance
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I would rather use my instinct than spend lots of time looking for information or advice when picking financial products or institutions
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I find I can usually easily understand financial jargon, terminology, and documents
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I can generally work out what the risk-level of an investment product is
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

When considering your own finances, which of the following apply?

I feel overwhelmed and stressed when I have to deal with financial matters or interact with FS providers
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I feel nervous about speaking to FS providers
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I don’t really understand the products I have taken out and whether I got a ‘good deal’ or not
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I don’t feel able to shop around for financial products
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I find it hard to find financial products or services that are suitable for me
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I have fallen into debt, which might have been avoidable if I had understood my options better
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

Partner or family manages my finances
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

I prefer to use cash to manage my finances and make payments
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

General sense of lack of confidence or trust in financial services
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

My lack of confidence or knowledge has contributed negatively in another way
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

Please think about your cash savings now and at the end of February 2020. Overall, have your cash savings increased, decreased, or stayed the same?
Increased a lotIncreased a littleDecreased a littleDecreased a lotI don’t knowPrefer not to say

When thinking about the next 6 months, how far do you agree with the following statements?

Expect to struggle to make ends meet
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

Expect to defer a payment
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

See your debt levels increase
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

Not confident of being able to pay your domestic bills
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

Not confident of being able to meet mortgage, rent or credit commitments
Strongly disagreesomewhat disagreeneither agree nor disagreesomewhat agreestrongly agree

Do you have any children aged 18 or under?
YesNo

Do you have either a physical disability, long-term health condition or mental health condition?
YesNoPrefer not to disclose

could you briefly summarise your condition?

Have you experienced any of the following events in the past 12 months?
Divorced/relationship breakdownBereavementCaring responsibilities (i.e. caring for an older relative or someone with a long-term condition)Suffered from domestic abuseBeen made redundant and received redundancy/severance payReceived an inheritanceDownsizing (i.e. moved to a smaller home)RetirementIllness that led to extended period off from workAn accident that led to you being off work for a long time – more than 4 weeks sayBought or moved house or moved rented accommodationIncreased rent or mortgage paymentsHad a new babyLost a job/made redundant (and did not receive redundancy/severance pay)Had a reduction in hours from workBankruptcyStarted a new job

Are you aware if you have been the victim of fraud or a scam within the past 12 months? For example, pension and investment scams; banking and online account scams; fake government emails, letters and calls e.g. HMRC; foreign money transfer scams, insurance and warranty scams or loan fee fraud, amongst others.
YesNo

Did you lose any money because of this fraud or scam?
YesI’m not sureNo

On a scale of 0-5, where 0 is not at all and 5 is completely, to what extent do you trust the following institutions to conduct the following:
• Share data appropriately
• Maintain payment systems
• Pay fair salaries to their staff
• Comply with industry regulations
• Invest in sustainable companies

Banks
012345

Insurance companies
012345

Pension companies
012345

Financial sector
012345

The Government
012345

The NHS
012345

Police Force
012345

Within the past 2 years, have you engaged with any regulator related to financial services?
Yes, in the past 12 monthsYes, in the past 2 yearsNo

If yes, what regulator?

In what way have you engaged with the Financial Conduct Authority?